It’s the time of year when many homeowners in Texas start to prepare for the inevitable hail storms that are to come. Spring brings some pretty crazy weather to Austin, and your roofing often bears the responsibility to protect your home from hail’s damaging effects. Here are a few things every homeowner should know about this type of storm damage.
Your Homeowners Insurance May Cover the Damage
Homeowners are required to maintain insurance coverage if they have a mortgage or home equity loan where the home is used for collateral, but even if you own your home it’s still a good idea to maintain this coverage. Check your policy to see if it includes a provision to cover hail damage, as most policies do. It’s important to maintain good records of roof repairs and inspections for your roofing, and get detailed documentation (photos, videos) if your home suffers hail damage so you can send the claim to your insurance provider.
Storms Often Bring Some Unscrupulous Contractors to Town
When a major storm hits, it often brings some opportunistic roofing contractors to town who go door to door trying to get you to hire them to fix the damage. Unfortunately these out-of-town contractors often provide poor quality work, and in some cases they may even have you pay in advance and never finish the work. It’s generally better to hire a trusted local roofer in Austin to repair your home.
Hail Can Cause Significant Damage
While smaller hail (something the size of a pea or a marble) might not have much of an impact on your Austin roofing, larger hail causes an average of $1 billion in damage to homes, property, and crops every year, according to the National Oceanic and Atmospheric Administration. These small droplets of rain keep cycling through clouds and adding layers of ice until they drop some 30,000 feet at about 70 mph toward your home or car. That kind of force can often cause major damage.
Not All Hail Damage is Immediately Noticeable
While it does have the potential to cause significant harm to your home or property, and especially your Austin roofing, you should have your home checked by a professional after a storm even if you don’t notice any potential problems right after the storm. Leaks can take years to develop to a point that you will notice them from inside the home, and at that time you may not connect it to the hail storm that cause the damage initially. For that reason it’s best to hire a professional Austin roofing contractor to come and inspect the roof so you can immediately document and claim any damages that occurred during the storm.