Dealing with storm damage to your home is stressful enough on its own. Navigating the complex insurance claim process can leave homeowners feeling downright overwhelmed. Fortunately, Wilson Roofing, your trusted residential and commercial roofing contractors, can help.
Public adjusters work on behalf of policyholders to help homeowners obtain the compensation they deserve. They help assess damage and reconstruction costs, track the flow of insurance payments and due amounts, and work with home insurance companies to speed up insurance claims from their clients.
You should not feel intimidated when your trusted roofing company, together with your insurance company, sends and adjuster to assess the damages that have taken place. Here are some things to remember:
When you buy a home insurance policy from your insurance company, you’re entering into a mutual contract. That contract states that your insurance company must cover certain types of damage. Insurance companies that act in bad faith are liable for lawsuits. Since lawsuits are expensive for these companies, they will do all they can to avoid them.
Understand Your Insurance Coverage
A home insurance adjuster usually handles several insurance claims weekly. You have the upper hand, however, because you are only worrying about your own claim. Know the nature of the damage – roofing, siding, windows, etc. – and the policies of the insurance dealers. Use this knowledge as an advantage while negotiating with your home insurance adjuster.
You don’t need to settle for the first offer your insurer makes. However, if the insurer continues to reject your claim or refuses to be clear about the offer, you should consider hiring a public investigator or ask for a second opinion.
If you are a homeowner looking for a professional roofing contractor that can help you with your home’s needs, Wilson Roofing will be more than happy to help you. Call us at (855) 501-2220 or fill out our contact form. We serve clients in Austin, TX, and nearby areas.