Whether you are trying to sell your home or want it to look nice, curb appeal is an important part of the appearance of your home. Contractors in Round Rock, TX, may be able to help add appeal. Consider these 10 factors as you try to improve the look of your home. [Read more…]
The color of your Round Rock roofing plays a role in many things—the aesthetic appeal of the home from the outside (often called “curb appeal”), the amount of heat that it attracts each day, and even your monthly utility bills every month. Since your roof will hopefully last for a few decades, the color you ultimately choose is an important decision for every homeowner. Here’s how to select the right one.
Think About Your Climate
Average high temperatures in Round Rock, TX range from about 80 degrees in December to a scorching 105 during the hottest summer months. While you don’t need to worry about getting roofing in Round Rock that can withstand snow and ice, you certainly need a roof that will hold up under a lot of sunshine and plenty of heat and humidity. Since roof color can raise the temperature in your attic as much as 20 to 40 degrees, it can significantly affect the costs to keep your home cool.
Find a Color Scheme that Works
The color scheme that you choose depends on several factors, including the color of your home’s shingles, stone, or stucco, the surrounding areas, and the color of your neighbors’ roofing. If your entire neighborhood is filled with tan brick homes and gray roofs that bright blue roof you were considering might really stick out—and probably not in a good way. Some homeowners associations or neighborhoods also have covenants and building restrictions in place that limit your choice of colors for roofing, so be sure to check these before you install your roof.
Most asphalt shingle residential roofing comes in one of the following colors:
- Dark gray
With warmer weather it is beneficial to have a lighter color (a tan or cream color), but there may also be options to get your roofing in Round Rock, TX covered with a special reflective coating to reduce the number of UV rays it absorbs each day.
Go Beyond Asphalt Shingles
If your budget allows, consider a roofing material besides asphalt shingles. Today you can get clay tiles (which work great for Spanish-style homes), slate (a beautiful natural stone material), concrete, and even metal roofing. Many of these come in a variety of colors so you can get one that best matches your home and your style.
After storm damage affects the roof on your Round Rock home, your first priority is to get it fixed as quickly as possible in order to prevent additional damage to your home. Unfortunately it’s also a time when the process might be slowed by trying to deal with your homeowners insurance company. Here are some tips to help you work through the insurance process so you can get your Round Rock roofing fixed as quickly as possible.
Know What is Covered
Before a storm hits, it’s always a good idea to know exactly what your homeowners insurance policy covers. Taking some time to read through the fine print of your policy can help you be prepared to file a claim for things that will be covered. The most common weather-related damages that homeowners insurance will repair include:
- Water (not flood-related)
The wrong time to wonder whether something is covered is when you have a gaping hole in your Round Rock, TX roofing that is leaking water into your attic. Understand your policy in advance and make sure the coverage is adequate for your climate and your needs.
The insurance company will often try to pay out as little as possible on a claim—after all, they are a business and their goal is to maximize profits. For that reason it’s important that you keep accurate and detailed documentation of all the damage. If you need to make any changes to the area before an insurance adjuster arrives—for example, if there is a hole in the roof and you cover it to prevent water leaks—be sure to take numerous photographs and video (if possible) so you have visual evidence of the damage before you made any changes.
In addition it’s good to have documentation of previous inspections and repairs made by Round Rock roofing contractors. These help show that the roof was in good condition prior to the storm and the damage that resulted was because of the storm.
Ask For Help
Many people find that it’s frustrating and difficult to work with insurance companies for their Austin roof repair. Rather than dealing with the hassle, ask for help from professional roofers in Round Rock, TX. They have experience dealing with insurance companies and can help you clearly outline the damage for the adjuster, file the claim and fill out all the right paperwork, and follow up with the insurance to get as much of the damage paid for as possible with minimal out-of-pocket expenses.
The roof is a critical part of your home, offering protection from whatever weather Mother Nature brings to Round Rock, TX. Because it is the last line of defense between your home and the outdoors, it often suffers damage when there are particularly harsh storms in Texas. It’s important to understand insurance coverage so you can get the roof repaired when necessary and have it covered if it’s eligible under your policy.
Read Through Your Insurance Policy
While it’s not exactly the most compelling reading you will find, taking some time to comb through the details of your policy is important—and it’s best if you can do it before you have something happen to your Round Rock roofing. If you have specific questions about policy coverage or want to know more about additional coverage, it’s best to get in touch with your provider.
Understand What’s Covered and What’s Not
Generally homeowner’s insurance covers damage to your roofing in Round Rock, TX if it was caused by something that you could not prevent—including natural disasters like tornados or hurricanes (called “acts of God”), vandalism, and fire. Other weather-related damage from things like rain, wind, and hail may be covered, but the fine print of your policy may have some exclusions that you should be aware of that would disqualify it from being reimbursable. Again, read your policy thoroughly and carefully to find out any exclusions.
Determining Coverage Limits and Exclusions
Sometimes policies will limit the amount they will reimburse for damage to your Round Rock, TX roofing based on the age of the roof, prior maintenance and upkeep, and other factors. Having regular inspections done by professional roofing contractors in Round Rock can help create a paper trail that shows the condition of your roof prior to the storm, which can help bolster your case for higher reimbursements if the roof was in great shape.
Other things that can limit insurance coverage include water damages caused from flooding, normal wear and tear on an aging roof, and damage that results from mold or mildew.
After the Storm
When your Round Rock roofing suffers damage, take photos of the damage (if it is safe for you to do so), and contact a roofing contractor immediately to get an estimate of the cost to repair your roof. Make any emergency repairs right away so there is no further damage to your home. Document any expenses that you incur when repairing the roof and keep meticulous paperwork of all the work done so you can submit it to your insurance company.